Payments at MDEcart.com – Frequently Asked Questions

How do I pay for a purchase on MDEcart.com?

MDEcart.com offers you multiple payment methods. Whatever your preferred online mode of payment, you can rest assured that MDEcart’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Credit/Debit Cards, Net Banking, UPI, Wallets, Gift Cards, and Cash on Delivery (C-o-D) to make your purchase.

MDEcart also accepts payments made using Visa, MasterCard, Maestro, RuPay, and American Express credit/debit cards issued in India.

Are there any hidden charges (like Octroi or Sales Tax) when I make a purchase on MDEcart.com?

No. There are no hidden charges when you make a purchase on MDEcart.com.

  • The prices listed for all items are final and all-inclusive.

  • The price you see on the product page is exactly what you pay.

  • Delivery charges, if applicable, will be displayed clearly at checkout.

What is Cash on Delivery (C-o-D)?

If you are not comfortable making an online payment, you can opt for Cash on Delivery (C-o-D). With this option, you pay in cash at the time of delivery of your order at your doorstep.

  • The maximum order value for C-o-D is ₹50,000.

  • It is strictly a cash-only payment method.

  • Gift Cards, Wallets, or Foreign Currency cannot be used for C-o-D orders. Only Indian Rupees are accepted.

How do I pay using a credit/debit card?

Credit Cards
We accept payments made using Visa, MasterCard, RuPay, and American Express credit cards issued in India.

To pay using your credit card at checkout, you will need your:

  • Card number

  • Expiry date

  • CVV (3-digit code on the back of the card)

After entering these details, you may be redirected to your bank’s secure page to complete the payment using your 3D Secure password/OTP.

Debit Cards
We accept payments made using Visa, MasterCard, Maestro, and RuPay debit cards.

To pay using your debit card, you will need your:

  • Card number

  • Expiry date (optional for some cards)

  • CVV (optional for Maestro cards)

You will then be redirected to your bank’s secure page for password/OTP verification.

Is it safe to use my card on MDEcart.com?

Yes. Your online transaction on MDEcart.com is 100% secure.

  • MDEcart uses 256-bit encryption technology to protect your card information.

  • All card payments are processed through secure and trusted payment gateways managed by leading banks.

  • Banks use OTP (One Time Password) or 3D Secure password services to provide an additional layer of security.

What is a 3D Secure password/OTP?

3D Secure password/OTP is implemented by Visa, MasterCard, RuPay, and American Express in partnership with issuing banks.

  • It adds an extra security layer by verifying your identity during online transactions.

  • The password/OTP is known only to you, ensuring that only you can use your card for online purchases.

You can register or enable this service by contacting your bank or visiting its website.

Can I use Internet Banking or UPI to make a payment?

Yes. MDEcart.com offers you the convenience of using Net Banking and UPI to make secure payments directly from your bank account.

We support Internet Banking for all major Indian banks, including:

  • SBI, HDFC, ICICI, Axis, Kotak, Yes Bank, Punjab National Bank, Bank of Baroda, IDBI, Canara Bank, and many more.

UPI payments are supported via apps such as:

  • Google Pay, PhonePe, Paytm, BHIM UPI, and others.

Can I pay using Wallets or Gift Cards?

Yes. MDEcart accepts payments through popular digital wallets and Gift Cards (issued by MDEcart).

Wallets include:

  • PhonePe, Paytm, Amazon Pay, Mobikwik, Freecharge, etc.

What is MDEcart’s EMI option?

With MDEcart’s credit card EMI option, you can pay in easy installments of 3, 6, 9, 12, 18, or 24 months (subject to your bank’s EMI policy).

We currently support EMI on credit cards issued by:

  • HDFC, ICICI, Axis, Kotak, SBI, IndusInd, Standard Chartered, Citi, HSBC, and others.

  • Minimum order value and available tenure may vary by bank.

  • No additional processing fee is charged by MDEcart.

  • Interest charged by your bank (if any) will not be refunded in case of order cancellation/return.


MDEcart gives you multiple secure payment options – Cards, Net Banking, UPI, Wallets, Gift Cards, EMI, and C-o-D. Every transaction is protected with advanced encryption and bank-level security, ensuring a safe shopping experience.